Shearwater Capital LLC Website Disclosure

The material on the Shearwater Capital LLC ("SC") website is for informational purposes only and is subject to change. Although the information provided on this site is obtained from sources we believe to be reliable, SC cannot guarantee the accuracy, completeness, validity, or timeliness of the information. No warranty of any kind, expressed or implied, is given in conjunction with the information and materials. SC does not effect or attempt to effect transactions in securities and does not maintain custody of client's funds or securities.

Investment products are not obligations of or guaranteed by SC or its affiliates, and are not insured or guaranteed by the U.S. Government. Such products are subject to investment risk, including possible loss of principal. Mutual fund share prices fluctuate and there is no assurance that the objective of any fund will be achieved. Mutual fund shares are redeemable at the then current net asset value, which may be more or less than their original cost. Certain types of funds, known as money market funds, seek to maintain a net asset value of $1.00 per share, but there can be no assurance that they will. For more information on any funds recommended by SC as investment advisor, contact the fund's distributor for a prospectus. The prospectus contains important information about a fund's investment objective, sales charges, expenses and risk considerations. Please read the prospectus before investing in a fund.

For Model Portfolios, past performance is not indicative of future returns. Future returns may be impacted by material market and economic factors which may in turn impact a client's actual results. Thus, Model Portfolio returns are not necessarily indicative of the returns that an actual managed account would have achieved. Actual returns reflect reinvestment of all earnings less management fees, underlying mutual funds internal administrative expenses, and transaction fees.

Should the viewer leave this site via a link contained herein and view content that is not provided by SC, the viewer does so at its own risk. SC makes no guarantees or representations as to, and shall have no liability for, any electronic content delivered by any third party, including, without limitation, the accuracy, subject matter, quality or timeliness of any electronic content.

In no event will SC be liable for any damages, including without limitation direct, indirect, special or consequential damages, losses or expense arising in connection with this site or use thereof or inability to use by any party.