SHEARWATER CAPITAL

An often overlooked component of retirement planning is how best to utilize your Social Security benefits. Some financial advisors...

We recommend building your retirement assets by contributing to three separate “buckets” of money: 1) traditional retirement accounts; 2)...

Two of the most common questions people ask about retirement planning are, “How much should I save?” and “Am I on track with my...

Shearwater Capital was founded in 1999. During the past 14 years, we’ve had an opportunity to observe which factors have contributed the...

The main goal for most investors is to save for a comfortable retirement. While each individual’s retirement planning strategy should be...

An inconvenient feature of your traditional retirement plan is that the assets will be taxed at your marginal income tax rate when they...